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[beehaiku]

i’m still getting the hang of financial literacy (to give you an idea of the preparation with which i went into owning a credit card, my high school’s financial literacy class curriculum consisted mostly of shark tank episodes) and i didn’t realize that you can’t pay off the monthly charge ahead of time or you’re just paying on the principle… now my checking account’s overdrawn ;-; i get paid next week so it’ll be fine but i feel silly for not knowing that. my card had 0% interest for the first year as part of a new customer deal so this is a recent change and i did not know about the logistics LOL